St Albans named among least affordable UK cities

St Albans house prices have increased by 71.05 per cent over the past decade. Picture: Archant

The total monthly cost of living (including rent) in St Albans is £1,917, placing it beyond the reach of some minimum wage-earners. - Credit: Archant

In what will come as no surprise to local residents, surviving on the minimum wage is harder in St Albans than almost anywhere else in the UK. 

According to research by Investing Reviews, St Albans is the third least affordable UK city in which to live on the Government's National Living Wage, which for those aged 23 and over currently stands at £8.91 per hour. 

The total monthly cost of living (including rent) in the Cathedral city is £1,917, while the typical net monthly pay of those aged 23-plus and on the minimum wage is just £1,356 – £561 short of the amount required to break even.

London's City of Westminster is the least affordable area of all, with the £3,449 total monthly cost of living eclipsing the typical net monthly pay of those aged 23 and over by £2,093.  

This was followed by the combined data for Greater London as a whole, including Westminster; it had a total cost of living of £2,443, £1,087 more than the average minimum wage-earner could provide.

At the other end of the spectrum is Bradford, West Yorkshire, which is the most affordable city to live in whilst earning the minimum wage, with total monthly living costs of £1,015 – less than a third of those in the City of Westminster.